🏠 Mortgages
Free mortgages calculators and tools.
Mortgage Payment Calculator
The mortgage payment formula is M = P[r(1+r)^n]/[(1+r)^n - 1]. Calculate your monthly payment with o
Home Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment. Uses the 28/36
Mortgage APR Calculator
Calculate the true APR on your mortgage including closing costs and points. Compare real borrowing c
Down Payment Calculator
Calculate how much down payment you need for a home. See your loan amount and whether you'll need PM
Closing Costs Calculator
Estimate closing costs for your home purchase. See origination fees, third-party charges, and prepai
FHA Loan Calculator
Calculate FHA loan payments including upfront and monthly mortgage insurance premiums. See total cos
VA Loan Calculator
Calculate VA loan payments with zero down payment and no PMI. See funding fee impact and total month
USDA Loan Calculator
Calculate USDA rural development loan payments with zero down payment. See upfront guarantee fee and
Jumbo Loan Calculator
Calculate jumbo mortgage payments for loans above conforming limits. See monthly costs and total int
Adjustable Rate Mortgage Calculator
Calculate ARM payments during fixed and adjustable periods. See potential payment changes, rate caps
Biweekly Mortgage Calculator
Calculate savings from biweekly mortgage payments. See how paying every two weeks reduces interest a
15 vs 30 Year Mortgage Calculator
Compare 15-year and 30-year mortgage payments and total interest. See how much you save with a short
Loan to Value Calculator
Calculate your loan-to-value ratio instantly. See if you need PMI and how much equity you have. Esse
Debt to Income Ratio Mortgage Calculator
Calculate your front-end and back-end debt-to-income ratios. See if you qualify for a mortgage and h
Mortgage Acceleration Calculator
See how extra payments accelerate your mortgage payoff. Calculate time saved and interest savings fr
Mortgage Prepayment Calculator
Calculate how a lump sum prepayment affects your mortgage. See interest savings, time reduction, and
Mortgage Affordability Calculator by Income
Calculate the maximum home price you can afford based on your income, debts, and down payment. See y
Mortgage Recast Calculator
See how a mortgage recast lowers your monthly payment. Calculate new payment, monthly savings, and t
Mortgage Qualification Calculator
Check if you qualify for a mortgage before applying. Get estimated approval amount, rate, and qualif
Mortgage Interest Tax Deduction Calculator
Calculate your mortgage interest tax deduction and actual tax savings. See if itemizing beats the st
Refinance Break Even Calculator
Calculate your refinance break-even point. See how many months it takes to recoup closing costs and
Refinance Savings Calculator
Calculate total lifetime interest savings from refinancing. See gross savings, net savings after clo
Mortgage Amortization Calculator
Calculate your mortgage amortization schedule with monthly payments, principal, interest breakdown,
Mortgage Refinance Calculator
Calculate if refinancing your mortgage saves money. Compare monthly payments, total interest, break-
Mortgage Payoff Calculator
Calculate how extra payments shorten your mortgage term and reduce interest. See time and money save
Mortgage Extra Payment Calculator
Calculate savings from extra mortgage payments. See how additional monthly or yearly payments reduce
Mortgage Interest Calculator
Calculate total mortgage interest over your loan term. See how much interest you'll pay and what per
Mortgage Comparison Calculator
Compare two mortgage options side by side. See monthly payments, total interest, and lifetime costs
PMI Calculator
Calculate PMI costs and when you can remove it. See monthly payments, total PMI cost, and timeline t
Mortgage Points Calculator
Calculate if buying mortgage discount points saves money. See break-even point, monthly savings, and